Welcome to Experiences & EMC
WELCOME TO EXPERIENCES AND EMCAS
We are a dedicated team working in partnership to ensure that compensation and the refund of unfair charges is achieved for as many people as possible who have faced inappropriate or incorrect actions from financial and insurance companies.
We are regulated by MINISTRY OF JUSTICE in respect of regulated claims management activities. For confirmation please see https://www.claimsregulation.gov.uk/search.aspx our authorisation number is CRM1870.
Before engaging a company to look after any financial claim you should ensure that they are suitably regulated and compliant.
We specialise in gaining compensation and refunds of unfair charges for clients. The counter above is an indication of the levels of success that we have achieved.
Our areas of service:
Endowments
Approximately 8.5million home owners have endowment policies which are used to pay off mortgages. Many of these are likely to fail due to the performance of the investment. Often these policies should not have been sold to individuals in the first place. We will identify if you have been potentially missold a policy and if you have, we will pursue the relevant liable body in an attempt to gain some compensation and financial redress.
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PPI (Payment Protection Insurance)
In 2005 the Citizens Advice Bureau reported what they said to be widespread misselling of PPI & consumers paying over the odds for these PPI policies.
EMCAS can help identify if you have been missold and potentially reclaim the full charges.
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Credit Card Charges
Credit Cards have already paid out millions in what has been identified as un-fair charges. Here at EMCAS we will prepare your claim and proceed to reclaim these charges from your Credit Card companies.
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Whole of Life Policies
Whole of Life plans are life assurance policies designed to provide life cover for the whole of your life. Many contain an investment element that can result in the policy acquiring a value. However did the customer fully understand how the policy would operate?
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Pension Related Mortgages
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Our Service to You
We operate a personal service where you are able to speak with individuals on a one to one basis. We do not intrude into your home and you do not need to come to an office. For convenience all conversations are held on the phone and all of our offices are based in the UK.
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Experiences and EMCAS
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You having nothing to lose and everything to gain.
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