|
WHOLE OF LIFE PLANS
Whole of Life plans are life assurance policies designed to provide life cover for the whole of your life. Many contain an investment element that can result in the policy acquiring a value.
Some common complaints about Whole of Life Plans are:
· Many people did not understand that their policy was subject to investment risk.
· Many people did not realise that their policy was subject to reviews – this could mean increasing their premiums or reducing their level of life cover.
· Life cover may have been needed only for a specific period and not whole of life.
· Sufficient life cover was already in place.
Why use EMCAS for my Whole of Life claim?
We will reduce the hassle of making a claim by taking on all the workload, including form filling, telephone calls and writing relevant letters.
You will have a specific claims number and a specific claims manager who will look after you during the claims procedure.
We are specialist within the industry and we know the rules and regulations governing both the sale of policies and gaining financial redress.
Due to our organisational resources we not only make sure that we maximise the value of any claim but we also double check that this value has been calculated properly applying the RU89 rule as laid out in the Financial Services Act 1986.
If your claim is unsuccessful, were appropriate, we will take the claim to the Financial Ombudsman Service, where we will continue to represent you on a No Win, No fee basis.
You have nothing to lose and everything to gain.
|
